What the tools provide
Tools provide calculations, transformations, checks or generated output based on the values you enter. They are provided as practical aids and may not account for every local rule, product term, personal circumstance or file-format feature.
Important decisions
KitLumo is not a lender, tax authority, medical provider, legal adviser, accountant or file-recovery service. Do not treat a result as professional advice, an official ruling, a guaranteed quotation or a substitute for checking the relevant source.
Your use of files and data
You are responsible for choosing files and information you are allowed to use. Browser-based processing does not make an untrusted file safe; keep original copies and use normal device security precautions before opening unknown content.
Advertising and availability
The tools are free to use. Clearly labelled advertising may support hosting and maintenance when it is approved and available. The site may change, be unavailable temporarily or remove a tool when a safer or more accurate approach is needed.